Financing Info and FAQ


The financing for the Home Renovation Project is performed through our financial partner iFinance Home Improvement.

This is the process to be followed:

  1. Please fill in the iFinance Home Improvement Application Form by clicking here. Please remember that your credit application can only be reviewed if submitted within not more than 24 hours of signing the agreement.

  2. Once the Application Form is submitted, you will receive an email from iFinance Home Improvement where it will be indicated if the loan has been approved or not.

  3. If approved, you will see the details of the loan; the amount approved, the monthly installment, term of the loan, amortization period, etc.

  4. If the loan is not approved, only iFinance Home Improvement will know the reasoning behind the decision made. Feel free to contact them for any inquiries regarding the reasoning for not approving the credit application.

Frequently Asked Questions


The loan granted is a HOME RENOVATION LOAN. Only the registered homeowner on the title of the property can apply for this loan.

*** There will be a HOV – Home Ownership Verification task to be fulfilled by iFinance Home Improvement.

In the event that you are not eligible for the full amount requested, a coborrower may be added. This person does not have to be registered in the title of the property.

Proof of income (last pay slip or latest T4) is required by both, the principal applicant and the coborrower if this is the case.

Yes, the Home Renovation Loan via iFinance Home Improvement is an open loan. This means it may be paid off at any point in time and this decision will not come attached with any type of penalties.

Indoor home remodeling projects can enhance the aesthetics, comfort, and functionality of your living space. Among the most popular projects are kitchen renovations, which can include updates to cabinetry, countertops, and appliances, as well as expanding the layout or adding an island. Bathroom remodels are also popular, often involving updates to fixtures, flooring, and shower or bath features. Another popular indoor remodeling project is finishing a basement or attic to create additional living space, which can be used for a variety of purposes such as a guest room, home office, or entertainment room. Finally, updating flooring, lighting, and paint colors throughout the home can create a cohesive and modern look. Consulting with a licensed contractor can help determine which projects would best meet your needs and budget.


Once the project has been completed, then your relationship and your payments with iFinance Home Improvement will begin. You are to pay a monthly installment of xxx depending on the amount of the loan and the amortization period.


start off with a quick estimate